Can a Life Settlement Help You?

A life settlement is simply the sale of an existing life insurance policy, of someone age 65 or above, on the secondary market for more than its cash surrender value. A licensed life settlement provider or buyer will purchase the policy, become the owner and beneficiary of the policy, and pay the premium payments. The insured is released from any further premium obligations. The insured receives a lump sum payment that is greater than the cash surrender value of the policy. The settlement money can be used for any purpose.

NW Life Settlements are proud to offer a competitive bidding service to ensure the highest possible price to the senior. We are a licensed broker, representing you the policy owners in finding the highest values for the sale of your life insurance policy. Through our brokerage, clients have been paid more than the cash surrender value offered by the original life insurance carrier. It’s fast, easy & free to determine if your policy is eligible for a life settlement.

Life Settlements are generally applied to insureds over 65, and due to age, health, or both have a limited life expectancy, generally 20 years or less.